Ocean Marine Insurance — Marine Cargo

Marine cargo coverage provides protection for all international ocean or air shipments, regardless of the type of merchandise or its destination. Some policy forms will offer All Risk coverage which differs from traditional cargo policies, which only offer all risk terms to a narrowly-defined set of goods and merchandise, while providing limited terms to all other shipments. Under a traditional policy, changes to an insured's product mix or shipping pattern can result in coverage gaps.

A sampling of the automatic extensions available at no additional charge include:

  • Concealed damage
  • Shortage from container
  • Control of damaged goods
  • Consolidation, including transit to the consolidation point

Customer profile

  • Importers
  • Exporters
  • Manufacturers
This is only a general description of coverages and of the available types of insurance and is not a statement of contract.  Details of coverage, limits or services may not be available for all businesses, with all programs, and may vary in some states.  All coverages are subject to the terms, provisions, exclusions and conditions of the policy itself and in any endorsement.