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We’ve Got You Covered – Affordable Auto Insurance Options for All Drivers

Providing flexible, affordable auto insurance solutions tailored to your unique needs—helping you stay covered and on the road with confidence.
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Or, Call (877) 240-4678
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Safe & Secure
Affordable Auto Insurance Protection for Every Driver—Fast, Simple, and Flexible
Auto insurance gives you the protection you need from accidents, theft, and other unexpected events—and it's required in almost every state. At Sun Coast, we make it simple to get covered with affordable down payments, flexible billing, and options that fit your lifestyle. Whether you have a clean driving record or have faced accidents, tickets, or a suspended license, we’re here to help. In just 10 minutes, you can get a personalized quote that meets your needs and gets you back on the road with confidence. That’s value you can trust.
Build your coverage
Tailor Your Auto Insurance Coverage to Fit Your Needs,
and Your Budget
We know every driver’s situation is different, which is why we offer a variety of options to fit exactly what you need. Whether you’re looking for basic coverage or something more, we’ll help you build the right plan—so you can feel confident that you’re protected, without going over your budget.
Good Driver
Driving with a clean record up to 5 years can save you up to 20% on your auto premium.

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Prior Insurance
If you are currently insured with or without a lapse in coverage, you may be eligible for a prior insurance discount.
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Multiple Cars
When you insure more than one car, you can save with a multi-car discount.

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Shop in Advance
If you are currently insured, planning ahead and shopping early may qualify you for an advanced shopping discount.
Learn more
Build your coverage
Tailor Your Auto Insurance Coverage to Fit Your Needs,
and Your Budget
We know every driver’s situation is different, which is why we offer a variety of options to fit exactly what you need. Whether you’re looking for basic coverage or something more, we’ll help you build the right plan—so you can feel confident that you’re protected, without going over your budget.
Required
Liability Protection
Protection for you when you’re responsible for damages or injuries to others.
EXAMPLE
After accidentally rear-ending another car, your auto insurance liability protection can cover the damages to the driver’s vehicle and medical bills.
Recommended
Uninsured Motorists
Coverage when the other party injures your vehicle’s occupants or damages your car and is uninsured.
EXAMPLE
After being hit by a driver without insurance, your uninsured motorist coverage can pay for your car repairs and medical expenses.
Coverage for Your Car
Options to cover your car from damages, theft, and vandalism.

‍
EXAMPLE
Following a hailstorm that damaged his car, your comprehensive auto insurance coverage can pay for the repairs.

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Medical Payments
Coverage for your injuries to your vehicle’s occupants from covered losses, often regardless of fault.
EXAMPLE
After a minor accident, your medical payments coverage can help pay for your and your passenger’s hospital bills, often regardless of who was at fault.
Personal Injury
Coverage for your injuries from covered losses, often regardless of fault.


EXAMPLE
After a collision, personal injury protection (PIP) coverage can pay for your medical expenses and lost wages, often regardless of fault in the accident.
Roadside Assistance
Some of our policies come with 24/7/365 roadside assistance to keep you from being stranded without help.
EXAMPLE
If your car breaks down on the highway, roadside assistance coverage can send a tow truck and cover the cost of towing your vehicle to the nearest repair shop.
Trust

Trust, Simplicity, and Savings: The Sun Coast Way

Partner with us for seamless and supportive insurance. Our dedicated team of agents and customizable, budget-friendly plans ensure you get the coverage you need, exactly when you need it.
Get a Quote
Or, Call (877) 240-4678
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Easy, Online Portals
Manage all of your auto insurance needs through our easy to use online portal.
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3,500+ Agents to Ready to Assist You
Sun Coast has over 3,500 independent agents in Arizona, Colorado, California, Hawaii, Nevada, Oregon, Utah, and Washington.
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Savings Centered
We offer you the insurance coverage you want, without all the unnecessary extras. When you only pay for the coverage you need or want, you save.
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Support

Got questions?

We have answers for you on all things insurance.
Is auto insurance required by law?
Yes, most states require at least a minimum amount of liability coverage to drive legally.
How is my auto insurance premium calculated?
Premiums are based on factors such as your driving record, vehicle type, age, location, and coverage level.
Will my auto insurance cover a rental car?
Many policies extend coverage to rental cars, but it’s important to check with your specific coverage for specific terms.
How does a deductible work in auto insurance?
A deductible is the amount you pay out of pocket before your insurance covers the remaining costs of a claim.
Can I get a discount for being a safe driver?
Yes, many insurers offer discounts for good driving records in some states, as well as for completing defensive driving courses or using telematics devices.
Reviews
See What Our Customers Are Saying
From excellent discounts to incredible support, there is enough to love about Sun Coast Insurance.
“Great rates. Flawless transaction best rates I found!”
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CJ
Sun Coast Customer
“The representative Nancy is amazing. She walked me through the process and helps me still if I question anything”
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Amber
Sun Coast Customer
“Their insurance rates are much lower and my deductible is even lower. Customer service is always super helpful and ready to accommodate! I highly recommend Sun Coast General Insurance!”
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Chelsea M.
Sun Coast Customer
“They've been the cheapest I've found for years.”
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Shantell
Sun Coast Customer
“Great rates. Flawless transaction best rates I found!”
Icon of CJ
CJ
Sun Coast Customer
“The representative Nancy is amazing. She walked me through the process and helps me still if I question anything”
Icon of Amber
Amber
Sun Coast Customer
“Their insurance rates are much lower and my deductible is even lower. Customer service is always super helpful and ready to accommodate! I highly recommend Sun Coast General Insurance!”
Icon of Chelsea
Chelsea M.
Sun Coast Customer
“They've been the cheapest I've found for years.”
Icon of Shantell
Shantell
Sun Coast Customer
Our blog

Browse the Blog

The Sun Coast Blog is your go-to guide for all auto insurance knowledge.
View All Posts
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What else needs to be insured?
Explore our other insurance products that you can pair with your Auto Insurance.
Mexico Auto
Boat
Yacht
Personal Watercraft
Business Owner’s Policy
Commercial Auto
General Liability
Professional Liability

Get a quote with Sun Coast and see how much you can save on Insurance

Comparing our carrier’s rates and coverage is easy. Start saving on your insurance today.
Get a Quote
Or, Call (877) 240-4678
Are you an existing customer?

Call (800) 300-8838

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Any Questions?
Get in touch! We’re here to help.
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Existing Customer? Call us:
(800) 300-8838
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Copyright Sun Coast General Insurance Agency, Inc. |  PO Box 30750, Laguna Hills, CA 92654-0750
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Sun Coast General Insurance Agency, Inc. is a wholesale insurance agency and authorized program administrator for several insurance companies authorized to sell in Arizona, Alaska, California, Colorado, Florida, Hawaii, Nevada, Oregon, Texas, Utah and Washington. We provide consumers with online, phone, and in-person insurance services through our insurance company and independent agent relationships.
Sun Coast offers all of it's products through independent insurance agents. If you would like to speak with a local independent insurance agent near you, please call (800) 300-8838 and one of our representatives will put you in contact with an authorized Sun Coast producer.