General Liability Insurance is fundamental for any business, providing protection against claims of bodily injury, property damage, and advertising injuries that occur on your premises or as a result of your operations. Ideal for businesses of all sizes, this insurance is often required by clients or landlords and serves as a first line of defense against common lawsuits.

This insurance not only covers the immediate costs associated with defending a claim, including settlements and judgments but also helps maintain your business’s reputation during such disputes. By choosing Sun Coast, you align with a partner committed to supporting your business’s stability and growth through thick and thin.

General Liability Insurance provides essential protection but does not cover all risks. Key exclusions include professional errors (covered by Professional Liability Insurance), employee injuries (covered by Workers’ Compensation Insurance), and damage to your own property (covered by Property Insurance). It also excludes intentional acts, automobile-related claims, and employment practices issues, which require separate policies such as Commercial Auto Insurance and Employment Practices Liability Insurance (EPLI).