Get personalized commercial auto insurance protection for your business.
Commercial auto insurance is liability and physical damage protection for vehicles, such as cars, trucks and vans, that are used for business. Commercial vehicles require a separate policy because they’re typically exposed to more risk than personal vehicles. Commercial auto insurance isn’t just for industrial vehicles like semis or dump trucks. For example, businesses that use a car to run errands, carry tools or transport clients might also need a commercial auto policy.
Selecting commercial vehicle insurance coverage that meets your specific needs is vital to protecting your business and income. A commercial auto insurance quote typically includes: Liability, Physical Damage, Medical Payments, Uninsured Motorist, Hired Auto, Non-Owned Coverage, and Any Auto. We can also adjust your policy to reflect seasonal changes to keep your rates low and your coverage steady. We also provide special benefits including customized coverages, competitive rates, discounts, exceptional claims service and more. Commercial Auto insurance covers:
Includes cars, light trucks, SUVs, vans and more. Business auto insurance customers enjoy advantages including discounts and access to a network of shops throughout the country.
From dump trucks to tractor trailers, we have the experience you're looking for. We offer 24/7 claims service with an extensive truck repair network, discounts and more.
We cover a wide range of commercial trailers ranging from pickup trucks and utility trailers to large dump body trailers pulled by a tractor.
Price is only one reason why Sun Coast a good choice for auto insurance. We also make shopping, owning, and servicing your policy easy.
You're in the driver's seat. It's easy to quote online and customize coverages, so get the coverage that's right for your budget.
You can usually start a policy right away and get ID cards and proof of insurance online in your personalized account.
Just about everyone qualifies for at least one discount. Start an online quote and see which discount is right for you.
We have many options to help you save money on business auto insurance. Our programs offer flexible and convenient benefits and payment options, so you can focus on what matters most – your business.
Here’s just a few of the many advantages of having commercial through Sun Coast:
Not finding what you are looking for? Be sure to visit our FAQ page for all of you unanswered questions.
The national average monthly cost for commercial auto insurance shows the coverage to be very reasonable, but remember, your policy will be based on your business, drivers, and vehicles.
Business Auto - Like cleaning services, restaurants and shops: $165/month
Contractors - Like carpenters, electricians, landscapers and painters: $164/month
These averages are based on new industry premiums for commercial auto policies that met the following criteria:
Remember that these are averages and not necessarily what you’ll pay. The only way to know your exact cost is to get a quote. Just call us or start a custom quote online.
Several risk factors contribute to your premium including your profession, coverage needs, vehicles, drivers, driving history and location. Learn more about what influences your cost and what you can do to get the cheapest commercial auto insurance.
Yes. While personal auto insurance doesn’t cover a vehicle if it’s being used for business purposes, commercial auto insurance covers your vehicle for both commercial and personal use.
An accident doesn’t affect the rate of your current policy, but it could affect your rate when your policy is renewed. Your policy is rewritten every time it expires to reflect your current situation. Accident-related rate changes are determined by various factors such as who was at fault, the cost of the claim, and your accident history. So, accidents are considered when determining your rate, but an increase isn’t guaranteed.
Sun Coast Answers is your go-to guide for the right insurance for you.
Start an online quote today and get started on protected living. It's easy and quick to start, stop, and compare.
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