General Liability

The most essential business insurance, every business can benefit from general liability insurance.

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Business protection from liability claims

General liability insurance (GL), sometimes referred to as business liability insurance, is coverage that can protect your business from a variety of claims including bodily injury, property damage, personal injury and other mishaps that can arise from your business operations.

HOW IT WORKS

Who needs General Liability Insurance?

General liability insurance is often packaged with commercial property insurance in a Business Owners Policy (BOP), but it's also available mono-line to contractors and other specialty businesses. As a contractor or small business owner, you need some form of business liability insurance to safeguard your livelihood. Just image how devastating a accident that resulted in a lawsuit could be to the bottom line. Your business may not be able to survive. A great way to protect against these types of unfortunate acts is to make sure you have liability coverage that matches your level of risk. Some employers or clients might also require you to carry a certain amount of general liability before you can work for them.

You're in good hands.

Price is only one reason why Sun Coast a good choice for auto insurance. We also make shopping, owning, and servicing your policy easy.

Online Quoting System

You're in the driver's seat. It's easy to quote online and customize coverages, so get the coverage that's right for your budget.

Same Day Coverage

You can usually start a policy right away and get ID cards and proof of insurance online in your personalized account.

Lots of Discounts

Just about everyone qualifies for at least one discount. Start an online quote and see which discount is right for you.

You'RE SAFE WITH US

General liability insurance for contractors

If you're a contractor, you might only want general liability - not a full package or business owner's policy. For example, you might not own any commercial buildings that require property insurance, or need to cover payroll or other operating expenses. However, you're still exposed to liability risks in the course and scope of your work.

You might be eligible to get business liability insurance, without the extra coverages included in a BOP, when you buy your liability insurance mono-line. We offer general liability, as well as Blanket Additional Insured Coverage to contractors who qualify.

Blanket Additional Insured Coverage extends your existing liability insurance to other entities as required by some contracts with employers.

Got questions? We have answers.

Not finding what you are looking for? Be sure to visit our FAQ page for all of you unanswered questions.

How much does General Liability Insurance cost?

In 2017, the national average monthly cost for general liability insurance through was extremely reasonable. However, this is only an average and isn’t necessarily what you’ll pay. Your rate depends on the specific features of your business. You know, the things that make your business unique.

Discover more about general liability insurance cost, policy rating factors and money-saving tips to help you find the best combination between price and protection for your business. Call us today, or start a quote online.

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Looking to get the most out of your insurance?

Sun Coast Answers is your go-to guide for the right insurance for you.

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Start an online quote today and get started on protected living. It's easy and quick to start, stop, and compare.

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